# Buy Metals

The [Precious Metals Account](https://europacbank.com/products/metals-backed-account/) provides the security of physical precious metals and the convenience and access of an online bank. Easily convert cash in your bank account into physical gold and/or silver holdings by following the steps below.

1\. In the **Trading** menu, click **Buy/Sell** and **Precious Metals Trading**.

![](/files/-Ma7gr-qTlaPjbZ-HUyr)

2\. Select the type of metal you would like to own. **XAU** stands for gold and **XAG** is silver.

![](/files/-McNyQ2E2UK8SYlasw8s)

3\. Select which **Account to Debit** from, which can be any of your available currencies. 

{% hint style="info" %}
Can't remember all of your accounts? Read this [article](/help/ebanking/account-information.md) to know how to review your accounts' information.
{% endhint %}

4\. Select your order amount by **Quantity** (oz.) or **Amount** (currency) terms. If you choose an Amount-based order, you will also need to select the currency of that Amount.

{% hint style="info" %}
The **Amount** currency is relevant when viewing your **Trading Movements** screen, which displays your historical precious metals trades. These trades will be denominated in the currency of your **Amount** during the trade.
{% endhint %}

 Then enter the desired weight or cash amount in the **Quantity(oz.) or Amount** field**.**

5\. Select how your transaction fees will be included or excluded in **Amount Inclusive of Fees**.

{% hint style="info" %}
Review our metals transaction fees [here](/help/faqs/precious-metals-account/pricing.md).
{% endhint %}

6\. Once the order is submitted, you will receive a confirmation of your order and we will process the order typically within 1-2 hours on business days.

7\. After the trade has been executed, the cash will be debited from your bank account and your precious metals holdings will be visible in your **Accounts Overview**.

{% hint style="info" %}
Need help with your orders? Contact us [here](/help/contact-us.md) for assistance.
{% endhint %}


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