# Buy Metals

The [Precious Metals Account](https://europacbank.com/products/metals-backed-account/) provides the security of physical precious metals and the convenience and access of an online bank. Easily convert cash in your bank account into physical gold and/or silver holdings by following the steps below.

1\. In the **Trading** menu, click **Buy/Sell** and **Precious Metals Trading**.

![](https://1841240058-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-M_-ylVb0hvxbUXyo5fz%2F-Ma7gkpuYAXykRaPlXdf%2F-Ma7gr-qTlaPjbZ-HUyr%2FM1.png?alt=media\&token=42d66d53-e438-4a98-a71c-6ad3e4047345)

2\. Select the type of metal you would like to own. **XAU** stands for gold and **XAG** is silver.

![](https://1841240058-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-M_-ylVb0hvxbUXyo5fz%2F-McNyEYpZ0YnWjpjKA7X%2F-McNyQ2E2UK8SYlasw8s%2FScreenshot%202021-06-17%20141306.png?alt=media\&token=6243ecef-62ab-435f-8e74-64f466269888)

3\. Select which **Account to Debit** from, which can be any of your available currencies. 

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Can't remember all of your accounts? Read this [article](https://help.europacbank.com/help/ebanking/account-information) to know how to review your accounts' information.
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4\. Select your order amount by **Quantity** (oz.) or **Amount** (currency) terms. If you choose an Amount-based order, you will also need to select the currency of that Amount.

{% hint style="info" %}
The **Amount** currency is relevant when viewing your **Trading Movements** screen, which displays your historical precious metals trades. These trades will be denominated in the currency of your **Amount** during the trade.
{% endhint %}

 Then enter the desired weight or cash amount in the **Quantity(oz.) or Amount** field**.**

5\. Select how your transaction fees will be included or excluded in **Amount Inclusive of Fees**.

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Review our metals transaction fees [here](https://help.europacbank.com/help/faqs/precious-metals-account/pricing).
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6\. Once the order is submitted, you will receive a confirmation of your order and we will process the order typically within 1-2 hours on business days.

7\. After the trade has been executed, the cash will be debited from your bank account and your precious metals holdings will be visible in your **Accounts Overview**.

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Need help with your orders? Contact us [here](https://help.europacbank.com/help/contact-us) for assistance.
{% endhint %}