# Dividends

## Do my mutual funds earn dividends?

Because the mutual funds are simply portfolios of stocks and bonds, those securities do earn dividends from time to time. The funds' Net Asset Values (NAVs) reflect all dividend payments.

## How do I receive dividends payments?

All dividends received on the underlying securities inside the mutual funds are reinvested by our fund managers, which is reflected in the Net Asset Value (NAV) of the funds. The funds pursue a strategy of capital appreciation, not income. However, as the product is liquid, you are welcome to redeem shares if needed.

#### &#x20; <a href="#ui-accordion-1-header-4" id="ui-accordion-1-header-4"></a>


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://help.europacbank.com/help/faqs/mutual-funds/dividends.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.